Tune into our new weekly podcast!

Each Monday we’ll post a new episode of our podcast “The Plan,” where we discuss how planning can help the journey through life’s rites of financial passage.

Season 2 Episode 7 | June 20, 2022: Equities 101: Stocks: Stocks and bonds are the twin pillars of the investors’ marketplace, discussed every hour of every day in financial media. But how much do we really know about these asset classes?  In this second of two episodes called Equities 101, Charles Stephen founder Steve Ciepiela talks with The Plan host Mark Smith about what it actually means to own stocks — the exchanges, the indexes, and how to see the constant barrage of financial news in a broader context.

We’ll help you stay informed about issues that are important to you.

Knowledge is the key to success. With that in mind, we built an online library of the most pertinent information. Here you can stay up to date on news and other information that could affect your income, your business or your retirement plan.


Disability Insurance Awareness Month

Disability Insurance Awareness Month!

May 03, 2016
It’s Disability Insurance Awareness Month! During the entire month of May we are joining with The Council for Disability Awareness to remind you about the…
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Paying Off Student Loans

Apr 28, 2016
Actively managing your debt is an important step, and your student debt may be one of the biggest financial obligations you have. There are many…
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Life Planning VS. Retirement Planning

Mar 30, 2016
LIFE PLANNING VS. RETIREMENT PLANNING March 21, 2016 In the past, the transition to retirement has been viewed solely as an economic event. As a…
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Steve Ciepiela Honored with the Erna S. Fergusson Award

Jan 17, 2016
From the UNM Alumni Association’s website: Stephen Ciepiela (BA ’77, MPA ’80) President of Charles Stephen, a firm he co-founded in 1983, Ciepiela is at…
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Happy New Year from Charles Stephen!

Jan 13, 2016
Happy New Year from Charles Stephen! Current Events You heard us at the end of 2015 discuss that 2016 would continue to have volatility; we…
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Merry Christmas and Happy New Year

It’s The Most Wonderful Time Of The Year!

Dec 17, 2015
A friendly reminder to all: Our office will be closed on Wednesday, December 23, Thursday, December 24 and Friday, December 25 for Christmas. We will be…
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Holiday Open House

Holiday Open House!

Nov 09, 2015
You are invited to our annual Holiday Open House on Friday, December 4th from noon to 4 pm at our offices! Enjoy some traditional New…
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Charles Stephen is a BEST PLACE TO WORK!

Oct 20, 2015
Congratulations to our team! Charles Stephen has been honored as one of the 2015 “Best Places to Work” from Albuquerque Business First! We’re not sure…
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Charles Stephen Office

Our Face-lift is Complete!

Oct 13, 2015
The new office rennovations started on September 18, and wrapped up less than three weeks later. We couldn’t be more thrilled! You’ll find a new…
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What is a Roth 401(k)? Is It Right for Me?

Mar 25, 2015
Roth 401(k) Basics Elective deferral contributions to a traditional retirement plan are contributed on a pre-tax basis and help lower your current taxable income. Roth…
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